Top 5 secure banking methods to pay online

When you are into online shopping or business, you will come across the need to make payments to different recipients. But online banking also features a risk that you money can get into a wrong pocket. So the best way to make yourself safe is by choosing only the most secure payment options available on the market. Let’s make a list.

  • Using a Credit Card

For online purchases, such as shopping, a credit card may be the best option. Credit cards are a handy and safe method of making payments. Furthermore, the method of processing credit card payments is generally the same across all websites. They have a powerful anti-fraud function. Furthermore, when a mistaken transaction is performed, reversing funds is quite straightforward.

If you want to pay securely with your credit card, be sure the website you’re visiting is secure. You can locate the finest VPNs to utilize when browsing on such sites by visiting various VPN review sites. Examine the site for security measures such as the letters “https:” at the start of the URL and a little padlock icon in the top left-hand corner.

  • Debit Card

Debit cards are another affordable and safe option to make online payments. When you make an online payment using a debit card, money is taken immediately from your account. You don’t have to worry about piling up bills with a debit card as you do with a credit card. The “zero liability” protection is an additional characteristic of debit cards that makes them superior to credit cards.

Here’s a suggestion to help you safeguard your account and your debit card information: To make payments, utilize a prepaid card. The card is pre-loaded with funds, avoiding a direct withdrawal from your bank account. It also cuts down on the amount of time you spend entering your information to complete online transactions.

Because their issuers provide 24-hour fraud monitoring services, debit cards are also safe for online transactions. This aids in the detection and mitigation of any suspicious actions that may occur. When transacting with debit cards, one-time passwords are also used to ensure that only the true owners of the cards may use them. These passwords are delivered to cardholders’ mobile devices through SMS or email.

  • Alternative payment options

These are third-party payment systems that have become more common in the online world. PayPal is by far the most popular, because to its dependability and security. Google Wallet, Payoneer, and Skrill are some of the additional payment options. Users do not reveal any sensitive information, which makes these methods secure for online payment. They just disclose their address, such as their PayPal email address, with the other parties.

After one party makes a payment, the other party receives it via their corresponding address within a short period of time. These payment systems are also considered secure since they have a “buyer protection” function. This makes them virtually as safe as credit cards in the event that money or products do not arrive on time, ensuring that you are not duped.

  • Wire transfer

Wire transfers are also used by certain merchants for internet purchases. The seller specifies an account number to which money should be deposited. You can share the transaction ID with them after sending funds for confirmation and to finalize transactions. This method is becoming more and more popular with the customers and service providers have to deal with it. For example, numerous online casinos already started to receive bets by Wire transfer. If you want to learn more about them check our partner Exycasinos.

  • United Payment Interface (UPI)

UPI (Unified Payments Interface) is a digital payment system that allows users to transfer money from one bank account to another. They don’t have to be affiliated with the same banks, and all consumers have to do is use the UPI app to transact. It is safe for online payment since you do not have to share your debit or credit card information with your bank or anybody else. Furthermore, funds cannot be moved from one account to another without verification.


Online commerce has been around for a while. As a result, it’s critical that we exclusively utilize secure payment methods to prevent revealing our credit card information. Using unsecure techniques might result in money being lost to scammers who are always prowling on the internet. Choosing any of the payment options listed above will ensure your safety anytime you transact.

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